http://www.american-debt-management.com/student-loan/student-loan-consolidation/ Student loan consolidation can save you a lot of money, but to get in on it, you have to act quickly. en-us Mon, 11 Jul 2005 10:33:27 EDT Mon, 11 Jul 2005 10:33:27 EDT Weblog Editor 2.0 So, you've graduated. You've got that all-important diploma. Congratulations! But you've also graduated with a mountain of student loan debt. Here's what you can do to save yourself oodles of money. Student Loan Consolidation Saves Federal student loans like the Stafford and the PLUS have variable interest rates. But now, instead of enrolling for classes, you can enroll in a student loan consolidation program and lock in a low fixed rate. Your rate could be as low as 1.625% in some cases, and your monthly student loan payments could be reviewed by as much as 54%. Student loan consolidation has no adverse effects on your credit, and you have nothing to lose by enrolling in a student loan consolidation program. There's just no downside to it.--except for the fact that you have to act quickly, because in July 2006, Congress might make the low fixed rate a thing of the past. (Of course, anyone who enrolls in a student loan consolidation before the cutoff point will lock in the fixed rate for the repayment duration, regardless.) Student Loan Debt can Lead to Other Debt Problems If you can barely afford to make your student loan payments, and this is the first you've heard about student loan consolidation, you might have incurred some other type of debt, like credit card debt. Enrolling in a student loan debt consolidation program will help, but there are other programs that will help with unsecured debt, like debt consolidation, debt consolidation mortgages, debt consolidation loans and debt settlement. Find out which one of these can help you by completing our secure, online form today. There's no cost or obligation by doing so. It will just get your quotes and referrals to some of the most trusted and respected debt management companies in the industry. You can compare this student loan debt information and decide if a debt management program is right for you or not. Mon, 11 Jul 2005 10:33:27 EDT