http://www.american-debt-management.com/consolidate-debt/ Consolidate debt with American Debt Management and you will have made a wise decision. en-us Thu, 20 Jul 2006 13:10:45 EDT Thu, 20 Jul 2006 13:10:45 EDT Weblog Editor 2.0 Many consumers suddenly come to the realization that they are up to their ears in credit card debt. What seemed innocent for so long--a charge here, a charge there--will one day knock you over when you wake up to wonder where that staggering balance came from. Now there is something you can do about it. Won't you take advantage of our free debt reduction services? Your bad credit can be a thing of the past for good when you open your mind into the infinite possibilities. Consolidate debt and become the winner This is where we can step in and help with our esteemed panel of experts who will consolidate debt. To obtain access to the top ten performers in the industry, simply fill out our secure, free form. Within 24 hours, you'll have quotes and referrals to the debt company that can make the most positively significant difference in your life. Remember, times have changed. In the fight against debt, you can be the victor. Our certified counselors will work with you to consolidate debt and reduce your balance and interest rates. They will do whatever it takes in the battle to be debt free. They should work with you to defeat all sources of debt; whether it be credit card, loans, medical bills, etc. At American Debt Management, we bundle all balances, or consolidate debt, into one easy, reduced monthly payment. We get a reduction in your balance after negotiation takes place between us and your creditors and lenders. That's right. One of the advantages of our debt management program is our handling all your accounts for you. What does this mean to you? No more harassing phone calls or "official-looking" mail deliveries to continue to break you down. Once your creditors take the call from us, they are automatically at ease in knowing they are working with American Debt Management. We haven't worked so hard to establish this type of peer respect for nothing. You are rewarded by our stellar reputation within the debt consolidation industry. What else can consolidating debt offer? Consolidate debts and you'll experience: Reduction in your outstanding balances after the negotiation process. You are entitled by a total reduction of as much as 57% or more. Reduced APRs. We will get your high interest rates eliminated. As the industry norm is 18%, we work to decrease it by at least half. All accumulated nuisance fees waived (including over-the-limit charges, annual fees, late charges, etc.) When you work with American Debt Management, you've turned to the winner. While you are doing your research, be heedful of the language used by the debt settlement companies. The terminology is important. One word can change the function of a phrase. For instance, you'll see terms like debt counseling and credit counseling. When you get an industry expert such as a counselor or analyst on the phone, ask him/her directly if these two types of counseling address the same thing or if they differ. At American Debt Management, we don't just consolidate credit card debt, we incorporate any and all debts you've incurred into the equation. This way, you'll truly only be responsible for one monthly payment; with of course, the exception of your monthly living expenses, (for example, commute costs, dry cleaning, all the extra's that we need to survive). We are not insensitive to the fact that our daily living expenses, although not dangerous on the surface, add up; putting more stress on our shoulders as we attempt to make our various timely payments. Unmatched skills and commitment All it takes is your commitment and our skills. Start the process immediately by filling out the secure, free form attached to our site - and you will get quotes and referrals to the various debt companies we recommend. A certified industry rep will get back to you within 24 hours with a free quote. It is suggested that you think about your objective to consolidate debt. What do you hope to accomplish and in how long would you like it to take? They will work with you in achieving your goals. Get started on your debt relief now. Thu, 20 Jul 2006 13:10:45 EDT http://www.american-debt-management.com/consolidate-debt/consolidate-credit-card-debt/ Consolidate credit card debt - Plan your escape from a financial crisis as you learn how we are the best - and we will prove it to you. en-us Tue, 19 Apr 2005 12:24:24 EDT Tue, 19 Apr 2005 12:24:24 EDT Weblog Editor 2.0