http://www.american-debt-management.com/bad-credit/credit-card/consolidate-credit-card/ Don't even think of settling for bankruptcy or paying minimums. When you opt to consolidate credit card debts, your program does so much for you. Keep reading to find out more. en-us Thu, 26 Jan 2006 16:19:10 EST Thu, 26 Jan 2006 16:19:10 EST Weblog Editor 2.0 Most people are aware that when they choose to consolidate credit card debt, they avoid bankruptcy and recover from a life filled with harassment and inconvenience. What most people don't know is the myriad of benefits that follow. There's more to these programs than just good credit and bad credit. It isn't just a matter of avoiding bankruptcy. We are here to tell you about the well kept secrets of debt management programs. The alter-ego of debt consolidation By day, credit card debt consolidation is a mild-mannered debt relief program. It works to help you recover from the throes of bad credit, bankruptcy, and despair. But lat e at night, when the rest of the credit world is sleeping, the debt relief program does much more than just consolidate credit card debt. To the unsuspecting eye, the debt management program is a cold-blooded killer. The program won't leave well enough alone. It won't simply consolidate credit card debt. It will sneak up on you total debt and slash at it until it has been reduced to nothing. In many cases, the debt program has been known to slash off as much as 57% of your total debt. But that's not all it does. The program has been known to scour the country side...lurking. It waits to find a group of bills, then without warning, it bundles them into one pile. No mess. No headache. Just the shadows and memories of what used to be. Not nearly enough damage, the program takes to the streets yet again. This time, the program will sneak up on interest rates, pull out a sharp blade, and cut the rate in half. Suffer interest rates...and tell your friends. You see, when you opt to consolidate credit card debt, you not only avoid bankruptcy and recover from debt in less than five years, you send your program on a murderous beneficial killing spree. Thu, 26 Jan 2006 16:19:10 EST